Income Protection Insurance is long-term health insurance that helps you financially when you are unable to work due to illness or injury by providing a regular income until you are able to start work again. If you are unable to return to work ever again then it will continue to provide income until your retirement or death with multiple claims being possible as long as the policy lasts.

When choosing if income protection insurance is right for you there are a lot of factors to take into consideration. Income Protection Insurance offers a way of protecting yourself financially in one of the worst of circumstances for those who cannot take early retirement and not support themselves on sick pay, a partner/family member's income, savings, or government benefits.

As an IFA, we will work with you to find insurance that will offer the level of protection you require while taking into account your circumstances. It is important to understand that numerous factors come into consideration from insurance providers when you apply for insurance, including how dangerous your job is, your age, previous or current health conditions, whether you are a smoker, and how long you wish the policy to last.

If you are unsure if Income Protection Insurance is for you then why not get in touch with our team today? As an Independent Financial Advisor (IFA) for Exeter and beyond, we can help you discover the options available to you to protect your income for the future.