Invest in your
future today
We offer a range on investment advice from: wills, life insurance and work income insurances .
How can we help:
Life Insurance
Life insurance is a policy which enables you to leave behind money for your family when you die. This money can be used to support them over the upcoming years or to pay off any extra or outstanding expenses you would normally be spending, e.g. mortgages.
Wills
A Will is a legal document that specifies who will be inheriting your estate when you die, as well as what should happen after you die. This can include funeral wishes, how your possessions will be distributed, and who should bring up your children.
Income Insurances
Also known as income protection, this insurance policy pays in an instance where you are unable to work due to an injury or illness. It usually pays out until retirement, death, or when you return to work.
Life Insurance
Cover yourself and family in a time of crisis
Life insurance will effectively reduce the financial impact on your loved ones that your death may have. This insurance policy will protect you if you are either diagnosed with a terminal illness with less than 12 months to live or incur a sudden death.
If you are unfortunate enough to experience this, your loved ones will be financially supported to cushion the impact of this unaccounted occurrence. This would work by a cash pay-out to your family members in the event that a death has occurred. This will be a fixed amount depending on your choice of policy and you can select the amount required depending on your needs.
Have you thought about the following?
Of course, the subject is morbid` and difficult to reflect on, but its important to put the ones you love in a secure position after a difficult time in your absence. Life insurance is more desirable to those who have children, partners, spouses or any dependent on the family financial income.
Speak to one of our financial advisors today to determine what policy you should choose to give your family piece of mind.
Wills
Inheritance & Wills
Life can be very unexpected, therefore creating a will can ensure that your life savings and assets go to those who truly deserve it.
Are you looking to create a will?
Creating and formalising a will is a simple yet essential process for anyone with significant finance or assets. It’s your entire life’s work that has created this monetary worth, therefore you should have the say in where it goes after you pass away. Dying without a will (intestate) can be very stressful for family members, especially if it could make a life-changing difference to your relatives. Don’t risk losing it all, speak to our Exeter financial advisors today about your will.
Work Income Insurances
Protect your income
Unfortunately, each year around one million people in the UK are unable to work due to serious illness or severe injury. If you find yourself in this position, income protection will be an essential investment to prevent cashflow issues, to keep your lifestyle as comfortable as it was before your diagnosis.
Work income insurances
Not everyone is fortunate enough to set aside savings for life setbacks, and sick pay may not cover your monthly outgoings. That’s why you should consider income protection insurance to stay afloat in uncertain times. Ask our Exeter financial advisors about work income insurances can help you.
Investments
Earn the best returns on your money
We can discuss investment opportunities that will work for you
Discover your options
We will work with you to find the perfect investment choice for you. With a wide selection of investments available to you, our Exeter based IFA team can help you discover the perfect solution for your needs.
Trusts
Managing Your Assets Through Trusts
Intelligent financial strategy is what we are here for. We are able to assist with choosing and setting up a trust that suits your needs.
Still confused?
If you are still unsure about what types of insurance you should be taking out, please get in touch with our financial advisors today who will provide you with all the information you need. We are based in Exeter and our experienced IFA team would be happy to help. To find out more information about setting up a Will, leave us a message and a member of our team will get in touch with you as soon as possible.
Get in touch with our team today
Speak with our Exeter advisors today for more information about how we can help you choose the best decision for you.
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